This is general information only. Every claim is different — get advice for your situation.
Being hurt in a motor vehicle accident can change everything in a moment. On top of the injuries themselves, you may be facing time off work, mounting medical bills, and the stress of dealing with an insurer — all while you are simply trying to recover. It is a lot to carry, and you do not have to carry it on your own.
At FME Legal, we act for South Australians injured on the road: drivers, passengers, motorcyclists, cyclists and pedestrians. We have guided many people through Compulsory Third Party (CTP) injury claims after car accidents, motorbike accidents and other road incidents. Our job is a simple one — to take the legal weight off your shoulders so you can focus on getting better.
No two crashes are the same. We help people injured in rear-end and intersection collisions, single- and multi-vehicle accidents, motorbike and cycling incidents, and as pedestrians — including situations involving uninsured or unidentified drivers. Whatever happened, our starting point is always the same: understand your injuries, understand how the accident has affected your life, and work out the best way forward for you.
Do I have a claim?
South Australia's CTP scheme is largely fault-based, which generally means compensation depends on another road user having been at fault for the accident. Whether you were driving, a passenger, on a bike or on foot, you may be entitled to make a claim if someone else's negligence caused your injuries.
Working out whether you have a claim — and what it might genuinely be worth — is rarely obvious from the inside. Every accident is different, and the details matter. The most reliable way to find out where you stand is to have someone look at your situation properly, which is exactly what our free first consultation is for.
Strict time limits apply to CTP claims, and some deadlines fall sooner than people expect. The earlier you speak to us, the more we can do to protect your position — so it is worth reaching out even if you are not yet sure whether you want to make a claim.
How FME Legal helps
When you work with us, we take on the parts of a claim that are hardest to manage while you are recovering:
- Straight answers about your claim – we explain, in plain language, whether you have a claim, what it may involve, and what to expect, so you can make decisions with confidence.
- Dealing with the insurer for you – we manage the paperwork, correspondence and negotiations with the CTP insurer, so you are not left to argue your case alone.
- Building the evidence – we help gather the medical reports and records that show the real impact of your injuries, so nothing important is overlooked.
- Standing up for a fair outcome – if what is offered does not reflect what you have been through, we press for a result that does, and advise you honestly at every step.
Injuries can affect your work, your income and your future needs long after the accident itself. Where that is the case, we take the time to understand the full picture so your claim reflects it — not just the costs you can see today.
Why South Australians choose FME Legal
We are an Adelaide firm, and we act for people right across South Australia — from the metropolitan area to regional and rural communities. You will deal with people who explain things clearly, keep you updated, and treat you as a person rather than a file number.
Your first 30-minute consultation is free, and we are upfront about costs and options before you commit to anything. You will know where you stand before you decide how to proceed — no pressure, and no surprises.
Where to start
The first step is simply a conversation. Tell us what happened, and we will tell you honestly whether we can help and what your options are.
Your first 30 minutes are free — by phone or video conference, so you can find out where you stand from anywhere in SA.
Want background reading first? See our explainer on CTP claims in South Australia.